London is one of the world's most significant cities in the world in terms of history and architectural marvel. The city has been home to many of the world's great scientists, scholars, queens and kings. If you plan on visiting London this weekend, below are a few things and places you should definitely consider doing and visiting.
The Jaw Dropping- London Mime Festival So, what's on in London this January? The London International Mime Festival (LIMF) is annually held in London. This year, the show will continue till the 1st of February, 2014. The event started in 1977 and no other event of this type has run this long. Not only are the shows popular, but the after-show discussions with the artists are equally the rage.
Revive Your Soul- The Commitments: a Musical Amongst the 'what to do in London this month' options, you can go to a screening of The Commitments. Bookings are open till the 26th of January. The musical is based on the hit novel by Roddy Doyle. A group of young Irish girls and boys bond over their common love for music. You will get to hear some great classics including 'Mustang Sally', 'Papa Was A Rolling Stone', 'In the Midnight Hour' and 'Try A Little Tenderness'.
Cheer For Your Favourite Player at The Masters! The greatest event in Snooker- The Masters is being held in London at the Alexandra Palace. The venue has been changed after a long 32 years.
Laugh your Guts Out with Monty Python's Spamalot This hilarious show has been running for over a year. The show comes to an end next month which is why seeing it should top the things to do in London this weekend.
Ice Skate to Your Heart's Content! London's Canary Wharf still offers you to ice skate in case you missed doing it as you were preoccupied with all the festivities of last month. It closes on the 16th of February so it is definitely one of the things to do in London.
If you intend on visiting London some other time, check out the London This Weekend updates for every week on the happenings in the city.
If you apply for credit, it may be refused and you won't always know why.One of the reasons could be that a county court judgment (CCJ) has been made against you. A CCJ is made because someone you owed money to: - took legal action in the county court against you, and - the court decided that you owe the money, and - the person applied to court for a court order saying you must pay themoney.
CCJ Removal As soon as a CCJ is made, it is usually entered in the Register ofJudgments, Orders and Fines. When a creditor is deciding whether to lend you money, they will usually check on your financial situation with a credit reference agency. The credit reference agency will hold details of your CCJ, taken from the Register of Judgments, Orders and Fines. This may be thereason why credit was refused.
It is possible to get a CCJ removed in some cases. But dubious credit repair companies make promises they can't keep. It's a criminal offence to lie to a court to try to get a CCJ removed. There are some options to remove a CCJ from the register or have the information on it corrected. These include: - Paying the CCJ in full within a month If you do this, details of the county court judgment are removed altogether from the register. - Paying the CCJ later You can get a certificate of satisfaction, in which case the CCJ is marked as satisfied on the register (but stays on it). Anyone who checks it will know that you have paid what you owe. - Judgment set aside You can apply for the judgment to be set aside in some cases. - Wait six years The register holds details of CCJs for six years. For them to be removed, you have to wait for this time limit. - Amend details If your details on the register are wrong (e.g. the amount of the CCJ is wrong) contact us once you've searched the register. We will check with the court, and we'll let you know what they say.
If you've taken out a loan, credit card, HP agreement or mortgage in the last 10 years all you need to do is contact us. A personal claims manager (not a call centre) will get back to you as soon as possible.
Reputable ppi claim companies While you should not expect to get professional assistance in making a claim for free, the way in which you are expected to pay is a good indicator of the PPI reclaim firm's credibility. If a firm is confident in their own ability in helping you to make a successful claim then there would be no reason for them to expect a single penny in payment in advance.
If a PPI reclaim company only charges you a percentage of the amount you are awarded with then you know they will do their best to win your claim for you. If the claim is not successful for any reason then you should not be expected to pay a penny in fees.
So how do you know whether a PPI claim firm is reputable and which one to choose?You can certainly file your own PPI claim. And at first, I considered taking care of my own claims for three cards I had PPI cover on. But once I started digging out records and trying to balance work, kids, homework, normal life plus dealing with multiple claims, I quickly decided to hand it over to a reputable firm.
I understand that I'll be giving up a percentage of my settlement to the claim company, but decided that my time is more valuable to me than the percentage. Also, I was inundated with calls and letters from claims companies, so it was hard not to consider their proposals. But, before I picked a claim company, I wanted to be sure I was getting a reputable firm.
If you do not deal with a statutory demand within 21 days of receiving it, the creditor will take this as proof that you are unable to pay the debt and can then make you bankrupt.
It is vital that you act quickly when you receive a Statutory Demand if you are to avoid the creditor bankrupting you or applying for a Winding up Petition.
In today's testing economic climate creditors are increasingly resorting to Statutory Demand more quickly than ever before.
Often the use of Statutory Demands is inappropriate and in many cases they can be set aside by the Court. This will prevent a creditor from taking any formal insolvency process against you.
You could try to set aside the statutory demand on one or more of the following grounds.
- You have a claim against the creditor which is equal to or more than the debt. - The debt is secured against property that is worth the same or more than the debt. (Your creditor does not have to accept an offer to secure the debt). - The whole debt or the unsecured part of the debt is below £750. - The debt is disputed and the court believes there are reasonable grounds for dispute.This might include where the creditor has waited too long to pursue the debt, or the debt is regulated under the Consumer Credit Act 1974 and there is no signed agreement. - You may be able to argue that you can apply for a time order under the Consumer Credit Act 1974 instead.
You can go back around 6 years in order to claim back missold PPI, however the creditor might not have any details on you and if so you will not be able to claim unless you have paperwork. How many years can you go back to claim PPI? Payment Protection Insurance (PPI) is an insurance policy set up to cover your monthly loan or credit card payments (or a percentage of them) if you cannot meet the contractual monthly payments due to being unable to work. PPI applies to those who cannot work due to illness, injury that has been caused by an accident, or those people who unfortunately been made redundant from their job.
Over the last ten years, some loan and credit card agreements have been mis-sold and as a result people are due thousands of pounds in compensation. Large organisations have had to repay billions of pounds (Lloyds TSB is repaying £3.2 billion) to people who were told PPI was essential.
Have you been missold PPI? - Were you told or sold the wrong thing; - Did you even know you had been sold PPI? - Where you unemployed or retired when you took out the loan or credit card? - Were you self-employed when you took out the borrowing? - Did you have any medical conditions when you bought the PPI? Most policies don't allow you to claim for help due to pre-existing medical conditions. Were you even asked whether you had any pre-existing medical conditions? Did you know about the exclusions? - Did you take out a loan or credit with one of the dozens of lenders and financial institutions who have already been fined by the FSA for the way they sold PPI? Take a look at the table to see if this is the case. If 'yes' then there's a strong chance that you have a PPI policy.
The Insolvency Act 1986 is an Act of the Parliament of the United Kingdom that provides the legal platform for all matters relating to personal and corporate insolvency in the UK.
The Insolvency Act 1986 essentially governs issues relating to personal bankruptcy and Individual Voluntary Arrangements and all administrative orders relating to company insolvency.
The Insolvency Act 1986 is an important piece of legislation that cover the IVA procedure. An individual voluntary arrangement (IVA) is a legally-binding agreement that allows you to repay your creditors by making a reduced monthly payment at an amount you can afford. This usually lasts five or six years, and at the end of this time your remaining debt is written off. You make one affordable payment to us each month and we distribute it fairly amongst your creditors. During your IVA creditors are not allowed to contact you or increase your debt in any way.
The Contents of the Insolvency Act 1986 - Part I - Company Individual Voluntary Arrangements -Part II - Administration Orders - Part III - Receivership (ss 22-72H) - Chapter I - Receivers and Managers (England and Wales) - Chapter II - Receivers (Scotland) - Chapter III - Receivers Powers in Great Britain as a whole - Part IV - Winding Up of Companies Registered Under the Companies Acts (ss 73-219) - Chapter I - Preliminary - Chapter II - Voluntary Winding Up (Introductory and General) - Chapter III - Members Voluntary Winding Up (ss 91-96) - Chapter IV - Creditor' Voluntary Winding Up (ss 97-106) - Chapter V - Provisions Applying to both kinds of Winding up - Chapter VI - Winding Up by the Court (ss 117-162) - Chapter VII - Liquidators - Chapter VIII - Provisions of general application in winding up - Chapter IX - Dissolution of companies after winding up - Chapter X - Malpractice before and during Liquidation; Penalisation of companies and company officers; Investigations and prosecutions (ss 206-219) - Part V - Winding Up Unregistered Companies (ss 220-229) - Part VI - Miscellaneous Provisions applying to Companies which are Insolvent or in Liquidation - Part VII - Interpretation for first group of parts - Insolvency of Individuals - Bankruptcy - Part VIII - Individual Voluntary Arrangements IVA - Part IX - Bankruptcy (ss 264-371) - Chapter I - Bankruptcy Petitions - Bankruptcy Orders - Chapter II - Protection of Bankrupt's Estate and Investigation of his Affairs - Chapter III - Trustees in Bankruptcy - Chapter IV - Administration by Trustee - Chapter V - Effect of Bankruptcy on certain rights, transactions etc. - Chapter VI - Bankruptcy Offences - Chapter VII - Powers of Court in Bankruptcy - Part X - Individual Insolvency: General Provisions - Part XI - Interpretation for second group of parts -Miscellaneous matters - Part XII - Preferential debts in company and individual insolvency - Part XIII - Insolvency Practitioners and their qualifications (ss 338-398) - Part XIV - Public Administration (ss 399-410) - Part XV - Subordinate Legislation - Part XVI - Provisions against debt avoidance (England and Wales Only) - Part XVII - Miscellaneous and General - Part XVIII - Interpretation - Part XIX - Final Provisions - Schedules - Schedule B1, on the new administration procedure after the Enterprise Act 2002