Mortgage PPI wasn't as commonly mis-sold, so it's less of an issue. Remember, good PPI protects your mortgage repayments in the event of accident, sickness or unemployment - see the Mortgage Arrears Help and Mortgage PPI guides for more.
Mortgage lenders can legitimately say that having PPI is a condition of allowing you a mortgage - but they aren't allowed to say it must be theirs.
Yet it's been widely mis-sold, and you could even have it without knowing. If you were mis-sold PPI, you may be able to reclaim £1,000s.
According to the Financial Services Authority (FSA) banks and other lenders have been "mis-selling" PPI for many years to millions of people in the UK. Following a ruling in April 2011 by the High Court, banks and other lenders must process claims made for mis-sold PPI but banks have been "unhelpful" causing unneccesary difficulty and delay. According to the FSA, redress paid to consumers in 2011 reached £1Billion, a fraction of the £7 Billion estimated to be reclaimed.